CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again* to help manage health, wellness, and personal care costs not covered by insurance. Shorter term No Interest if Paid in Full within 6, 12, 18, or 24 months* promotional financing options are available on purchases of $200 or more. CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with a Reduced APR and Fixed Monthly Payments Required until paid in Full. Purchases of $2,500 or more qualify for the 60-month offer with a 16.9% APR (24, 36 and 48 financing terms are for purchases of $1,000 or more with a 14.9% APR**).